Lenders pulled back on cash-out refinance and investor loan offerings in September, even as non-agency programs continued to support the jumbo market, and Non-QM lending gained market share
With investor loans accounting for more than a third of Non-QM production, the company is bringing leases, rent schedules, and entity documentation into its pre-underwriting platform
Court records show more than 90 loans originated through one broker using six borrower LLCs, one title agency, and two principal appraisers
Investor and DSCR loans drive the segment’s growth as conforming lending loses ground
The transaction would increase Velocity’s originations to approximately $4.8 billion and assets under management to roughly $10 billion
First RMBS issuance creates a revolving outlet for bridge, renovation, and construction loans sourced through Castlelake-backed Resfin
Executives point to healthy securitization demand and fresh capital for additional loan purchases during the mortgage REIT’s second-quarter earnings call
Rated transactions are projected to represent 73% of 2026 issuance and have priced substantially tighter than unrated deals, according to KBRA
The brokerage’s investment-property credit line offers up to $1 million and permits qualification with a DSCR as low as 0.75
Investor loans are reshaping Non-QM production as securitization demand, capital markets, and wholesale expansion converge