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Tagged: Mortgage Rate Locks

Higher Rates Cool July Mortgage Locks While Non-QM Pushes Past 10%

Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products

Analysis and Data
Non-QM
Aug 11, 2026
Conforming Lock Volumes Hit New Low In December

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically

Analysis and Data
Jan 15, 2025
Mortgage Activity Subdued Amidst Enduring Affordability Pressures

Declining lock volumes and applications signal difficult conditions ahead with volatility on the upswing

Analysis and Data
Jan 14, 2025
Mortgage Lock Volume Drops as Rates Stabilize

Stability comes as market prepares for 2025

Analysis and Data
Dec 11, 2024
With Election in The Rearview, Buyer Demand Emerges

Early homebuying activity has reached its highest level in year-and-a-half

Analysis and Data
Nov 15, 2024
Mortgage Rate Locks Buoyed By Refis

MCT reports 3.17% increase in September

Analysis and Data
Oct 03, 2024
September Saw Flat Pending Home Sale Activity, Easing Mortgage Lock-In Effect

Both Redfin and Realtor.com's September 2024 reports highlight the impact of falling mortgage rates on buyer demand and seller activity

Analysis and Data
Oct 03, 2024
Buyers Usher Into Market After Rate Cut

Buyer agents surveyed report 'minimal market disruption' following NAR Settlement

Industry News
Sep 27, 2024
Market For Second Homes Not What It Once Was

Mortgage-rate locks on second-home mortgages fell 13.1% from last year in August

Analysis and Data
Sep 12, 2024
Refinance Wave Gains Height And Speed In August

Purchase locks sank 16% year over year, despite August being the most affordable month for home buying since February.

Analysis and Data
Sep 11, 2024
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