Even at 6%, Mortgage Rates May Not Be Enough to Unlock Home Sales
New Realtor.com analysis finds that moving would still increase the typical homeowner's mortgage payment by nearly 62%
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Tagged: Mortgage Rate Locks
$11.6 Trillion In Home Equity Remains Rate-Locked, But Cracks Are Emerging
First American finds that locked-in accessible equity declined even as total equity reached a record $13.2 trillion
Non-QM Locks Defy September Slowdown, ARM Share Hits Seven-Year High
Non-QM lock volume rose 8% from August while overall activity declined, and adjustable-rate loans captured their largest share since Optimal Blue’s tracking began in 2019
Oct 13, 2026
Non-QM Captures More Than 11% Of Mortgage Lock Volume
Investor and DSCR loans drive the segment’s growth as conforming lending loses ground
Higher Rates Cool July Mortgage Locks While Non-QM Pushes Past 10%
Purchase locks fell 12% from June as the conforming share dropped to 47.3%, extending the mortgage market’s shift toward more specialized products
Conforming Lock Volumes Hit New Low In December
As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically
Jan 15, 2025
Mortgage Activity Subdued Amidst Enduring Affordability Pressures
Declining lock volumes and applications signal difficult conditions ahead with volatility on the upswing
Jan 14, 2025
Mortgage Lock Volume Drops as Rates Stabilize
Stability comes as market prepares for 2025
Dec 11, 2024
With Election in The Rearview, Buyer Demand Emerges
Early homebuying activity has reached its highest level in year-and-a-half
Nov 15, 2024
Mortgage Rate Locks Buoyed By Refis
MCT reports 3.17% increase in September
Oct 03, 2024