Andrew Liput

CFPB’s 2026 ECOA update removes disparate impact liability — but lenders still face significant legal and regulatory risk

As lenders adopt AI tools, understanding the risks behind the technology is more important than ever

Rising wire fraud risks — now amplified by AI-driven deep fakes — are exposing vulnerabilities in mortgage closings and forcing lenders to tighten cybersecurity, employee training, and transaction controls

Because settlement agents often lack mandated insurance, and coverage gaps are common, lenders must actively verify and monitor agent insurance and bonds to protect themselves from fraud-related losses

Andrew Liput of Secure Insight discusses how the industry is embracing AI, but smaller businesses are having a difficult time keeping up with identifying and preventing fraud through the use of criminal technology schemes

As of 2025, women hold more than 30% of senior management positions, steering U.S. companies through major acquisitions and digital transformations, a trend reflecting more than just progress in representation

While some lenders regard compliance as an expense rather than a strategic asset, Andrew Liput cautions that doing so can have devastating consequences on a company’s survival

Reluctance from consumers to trust AI tools is complicating loan closures and introducing stress points for lenders and borrowers alike