Czarinna Andres

Seller/servicers using artificial intelligence in origination or servicing must have formal policies, oversight, and vendor controls in place

Pending sales fell to their lowest level since early April, but lower asking prices and reduced competition give originators more options to structure deals for qualified borrowers

Lenders can use VantageScore 4.0 in Optimal Blue’s mortgage pricing, eligibility, hedging, trading, and MSR valuation workflows

Fidelis’ second rated RTL securitization of 2026 signals growing investor acceptance, but the firm warns that additional capital could pressure underwriting standards

Mike Kortas calls loanDepot a "sinking ship" on social media while promoting NEXA's recruiting package as the two companies remain embroiled in litigation

The HELOC-backed Visa connects revolving credit with contractor financing and rewards, but carries rates above the national average

Three policymakers favored an immediate hike, while Warsh welcomed higher bond yields and offered no clear path toward mortgage-rate relief

The aggregator has advanced from planning its first securitization and courting capital partners to pursuing one of the largest shares of the growing Non-QM market

The GSE financed 201,000 home purchases, while appraisal alternatives pushed estimated borrower closing-cost savings to $3 billion

More than half of recent sellers kept recording devices active, and nearly half of those who reviewed the footage said it influenced negotiations