Czarinna Andres

Vacation-home mortgages rose 4.1% in 2025, led overwhelmingly by affluent borrowers

FICO 10T enrollment tops 70 lenders while VantageScore 4.0’s presence in TransUnion mortgage credit pulls jumps from less than 5% to roughly 30%

Annual appreciation reached its highest rate since August, but prices varied sharply by market and buyer segment

Deal adds Blue Water’s analytics platform, customers, and quantitative professionals to Milliman’s mortgage advisory practice

Down Payment Resource identified 2,746 programs nationwide, although only 77% were active and funded at the beginning of July

EquitySelect expansion targets older, equity-rich borrowers who struggle to qualify under traditional debt-to-income requirements

Truework finds 85% consider refinancing important to their financial health, revealing a highly motivated but financially vulnerable future borrower pool

The retail lender is pairing Spanish-language operations with an ITIN program offering financing up to 85% LTV

LendingTree data shows millennials dominate mortgage shopping and match baby boomers’ $65,000 median planned down payment

Credit-score pricing contributed heavily to the increase, while exclusive VantageScore use remained limited