Image
Czarinna Andres

Czarinna Andres

Managing Editor

Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.

Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.

All Articles
353 results
New York Bill Targets Private Listings, Could Reshape Inventory Access and Buyer Competition

Proposed legislation would require most homes to be publicly marketed, potentially increasing inventory visibility and reshaping how originators source deals

Homebuyers Stretch Budgets To The Breaking Point As Payment Risks Climb

ServiceLink report finds more than 70% went over budget as younger buyers face strain, highlighting gaps and opportunities for loan officers

Apr 16, 2026
New-Home Mortgage Applications Climb 11% Year Over Year In March

New-home mortgage demand rose 11% year over year and surged month over month, signaling continued resilience in builder-driven supply even as rates remain volatile

Apr 16, 2026
Tax Day Just Passed — And LOs Are Feeling The Cost

Commission volatility, missed deductions, and weak tax planning are catching up with mortgage professionals after April 15

Apr 16, 2026
Cloudvirga Introduces AI Tool To Address Non-QM Income Analysis

New feature automates bank statement income review for self-employed borrowers, cutting manual processing time

Apr 15, 2026
Rising U.S. Debt Could Keep Mortgage Rates Higher For Longer

New analysis from Realtor.com suggests federal borrowing may limit rate relief and extend affordability pressure

Apr 15, 2026
White House Economic Report Puts Housing Affordability, Supply, And Mortgage Rates Back In Focus

Report highlights mortgage rates, institutional investor limits, and supply-side reforms as key levers to improve affordability

Purchase Demand Drives Lock Volume Higher Even As Rates Rise

Optimal Blue data shows purchase activity carrying the market while refinance volume turns more selective

Apr 15, 2026
NMP Launches ‘Ignite’: Virtual Event Series For Mortgage Professionals

New year-round digital series brings together originators and mortgage executives for real-world conversations on production, technology, compliance, and growth strategies across a shifting market

Apr 14, 2026
First-Time Homebuyers Share In Texas Remains Near Record Low

Texas Realtors report shows aging buyer pool, rising all-cash purchases, and widespread price cuts among sellers in 2025

Apr 14, 2026