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Czarinna Andres

Czarinna Andres

Managing Editor

Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.

Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.

All Articles
488 results
Credit Union–Led DREAM Transaction Tests Principal Reduction At Payoff

First transaction delivers $41K balance discount, pointing to a portfolio-driven approach to accelerating loan turnover

Apr 22, 2026
Reverse Mortgage Borrowers Are Showing Up Too Late

GreenPath data suggests more seniors are arriving later in the financial cycle, limiting flexibility for loan structuring

Apr 22, 2026
CFPB Final Rule Reshapes Fair Lending Enforcement Under ECOA

Rule removes disparate impact standard, shifting focus to intentional discrimination and redefining compliance for lenders

No-Ratio Loans Gain Traction As DSCR Deals Tighten For Investors

HomeLife Mortgage highlights alternative financing as rental yields decline and more properties fall short of traditional DSCR tests

Apr 21, 2026
Maine Cracks Down On Home Equity Investment Loans With First-In-Nation Law

New statute reclassifies shared appreciation agreements as mortgages, signaling broader compliance, disclosure, and investor risk shifts for lenders

Pennymac Launches ‘Welcome Home’ Mortgage Program For Team USA Athletes

Specialized offering targets nontraditional income borrowers as lenders lean into affinity-based programs

Apr 21, 2026
March Home Sales Rise As Listings Increase From February Levels

Seasonal momentum builds as spring market begins, though supply remains constrained year over year

Apr 21, 2026
Edge Home Finance Secures Presidio Investment, Names Tom Ahles President

Private equity investment to support technology, expansion, and potential acquisitions across the broker platform

Apr 21, 2026
Buyer’s Markets Expand To 38 Metros, Boosting Opportunities

Redfin data shows rising inventory and slower price growth, creating new opportunities for brokers to structure deals

Apr 20, 2026
Homeowners Choosing Renovations Over Moves

Redfin survey finds majority of homeowners upgrading current homes instead of relocating, limiting housing turnover and purchase opportunities for originators

Apr 20, 2026