Rising U.S. Debt Could Keep Mortgage Rates Higher For Longer
New analysis from Realtor.com suggests federal borrowing may limit rate relief and extend affordability pressure
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Czarinna Andres
Managing Editor
Czarinna Andres leads editorial coverage for NMP, focusing on the trends, policies, and business strategies shaping today’s mortgage and housing finance landscape. She brings a background in journalism and media, with experience overseeing both print and digital publications across regional markets in New York and Connecticut.
Prior to joining NMP, she served as editor-in-chief for community newspapers, where she managed newsroom operations and led coverage of local government, real estate, and economic development.
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White House Economic Report Puts Housing Affordability, Supply, And Mortgage Rates Back In Focus
Report highlights mortgage rates, institutional investor limits, and supply-side reforms as key levers to improve affordability
Apr 15, 2026
Purchase Demand Drives Lock Volume Higher Even As Rates Rise
Optimal Blue data shows purchase activity carrying the market while refinance volume turns more selective
Apr 15, 2026
NMP Launches ‘Ignite’: Virtual Event Series For Mortgage Professionals
New year-round digital series brings together originators and mortgage executives for real-world conversations on production, technology, compliance, and growth strategies across a shifting market
Apr 14, 2026
First-Time Homebuyers Share In Texas Remains Near Record Low
Texas Realtors report shows aging buyer pool, rising all-cash purchases, and widespread price cuts among sellers in 2025
Apr 14, 2026
CHLA Urges FHFA To Accelerate VantageScore Adoption Amid Rising FICO Costs
Calls for greater competition in credit scoring as price increases draw scrutiny
Apr 13, 2026
Mortgage Cadence Names Joe Zeibert Chief Revenue Officer To Drive Growth, Customer Alignment
Veteran fintech and banking executive steps in as company pushes deeper into AI, automation, and platform expansion
Apr 13, 2026
KeyBank Poll Points To Longer Homebuying Runway, Earlier Borrower Engagement
Lender-backed survey finds 25% say homeownership feels out of reach as affordability pressures reshape buyer timelines
Apr 13, 2026
Kastle Integrates With ICE MSP To Bring AI Into Mortgage Servicing Workflows
Direct integration enables AI agents to access loan data and execute servicing tasks inside ICE’s MSP system, accelerating automation across core mortgage operations
Apr 13, 2026
Newrez Opens Medical Professional Loan To Brokers With Wholesale Rollout
Program combines 100% financing and no PMI with underwriting tailored to early-career healthcare borrowers
Apr 13, 2026