Affordability in the Golden State edged higher in late 2025, as modest home price declines and easing mortgage rates improved buying power, though most households still remain priced out
NMP Managing Editor Eric C. Peck has 25-plus years’ experience covering the mortgage industry. He graduated from the New York Institute of Technology, where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career in New York City with Videography Magazine before landing in the mortgage finance space. He has edited three published books, and has also served as Copy Editor for Entrepreneur.com.
Affordability in the Golden State edged higher in late 2025, as modest home price declines and easing mortgage rates improved buying power, though most households still remain priced out
Florida’s housing market began 2026 with year-over-year gains in closed sales, pending contracts, and new listings, while median prices edged lower and inventory expanded, according to Florida Realtors
New research shows Federal Home Loan Bank liquidity doesn't just stabilize lenders — it translates directly into mortgage originations, small business loans, and community development funding
NAMB has issued a white paper outlining a legislative and regulatory roadmap aimed at boosting housing supply, reducing borrower costs, and strengthening the mortgage broker channel to expand homeownership nationwide
BFF adds Frank Nese and Lito Gonzales in senior sales leadership roles to drive growth and expand its Western sales footprint
Federal Reserve Vice Chair Michelle Bowman signaled forthcoming capital rule changes aimed at easing MSR treatment, and increasing risk sensitivity to strengthen banks’ participation in mortgage origination and servicing
A new Redfin analysis finds buyers now need $111,252 to afford the typical U.S. home — down 4% year-over-year — as lower mortgage rates and slower price growth begin to ease affordability pressures in most major metros
Foreclosure filings rose 32% year-over-year in January, marking the 11th consecutive monthly annual increase, as higher rates and affordability pressures drive localized mortgage stress, though overall volumes remain well below historic crisis levels
Rick Seehausen has been appointed president of Lenders One to lead origination strategy, expand membership growth, and scale integrated technology solutions across the mortgage ecosystem
Mortgage delinquencies nationwide rose to 4.26% in Q4 2025, with FHA loans driving the increase amid expiring relief measures and uneven labor market conditions