Visions of the future show promise of continued steady growth and stability with expectations of $5 Billion in Funding over next ten years In celebration of our 10-year anniversary, we wish to thank the real estate community for its support in making Lone Oak Fund one of the largest private lenders in California. Lone Oak Fund, LLC is a private mortgage lender supported by the financial strength of over 600 Members, including high-net-worth individuals, institutions, and pension funds. The Fund makes bridge loans typically ranging from $500,000 to $12,500,000 on commercial and residential properties located throughout California. Founded and managed by experienced real estate developers in 2003, Lone Oak Fund has become one of the largest and fastest growing private bridge lenders in California. Lone Oak Fund was the first private lender to offer revolving credit lines for REO purchases by investors.The journey began in 2003 with a $410,000 apartment loan. Since then Lone Oak has funded over $1.5 billion. It is projected that loan closings will exceed $5 billion over the next 10 years. Steady and solid growth in Northern California has resulted in this year’s opening of a second office in San Francisco. Lone Oak Fund has established the bridge loan as a standard tool in expediting the financing of commercial and residential real estate transactions. As always, Lone Oak will continue to make loans on apartments, industrial buildings, office buildings, hospitality, special purpose properties, retail and non-owner occupied residential. The popular Line of Credit for investors of single family homes will also continue. The foundation of Lone Oak Fund’s growth is service. Loan processing and appraisals are completed by in-house staff. The typical loan closes within a few days of receiving a complete package. It has always been Lone Oak’s goal to provide borrowers with an alternative to over-regulated bank financing that is laced with delays, excessive paper work and an uncertain result. We also meet the special needs of our Foreign National friends. The loyalty we have experienced is the result of Lone Oak’s flexibility, speed, personalized service and a minimum of paper work. We look forward to another successful 10 years providing financing to our friends in the real estate industry. As always, we invite you to present your transactions for review by our in-house loan committee. Contact our offices at 310.826.2888 or 415.766.6780 or visit our website, www.loneoakfund.com.