Analysis and Data

Despite elevated rates keeping current homeowners in place, life events like job changes and family transitions — combined with 47 million millennials still renting — will gradually bring buyers and sellers back to the housing market

National home price growth slowed to just 0.9% year-over-year in December, marking one of the weakest annual increases since the post-Great Recession recovery as the housing market shows signs of stabilization

High mortgage rates remain the top concern for home builders in 2026, with buyer hesitancy, lot constraints, and economic uncertainty expected to persist despite modest improvement from recent peak levels

New data highlights a housing market of contrasts, with a growing share of mortgage-free homeowners, widening income disparities by state, luxury condo supply pressures, and rising insurance costs, among other vital stats

Mortgage fraud risk edged higher in late 2025, with investment and multifamily loans — alongside growing DSCR and refinance activity — driving elevated fraud indicators, according to Cotality

A new poll finds that nearly all prospective homebuyers will not purchase unless mortgage rates fall below 6%, but most lack understanding of how rates are set and where they're actually headed in 2026

Ultra-luxury home sales surged in 2025 and expanded into new markets, while prices in the broader luxury segment outpaced the rest of the housing market amid tight inventory and sustained wealth-driven demand

Realtor.com’s 2026 rankings highlight the U.S. markets where affordability, inventory, and local amenities still offer first-time buyers a viable path to homeownership despite nationwide challenges

January’s delayed and frequently revised economic data paints a mixed picture: solid GDP growth and easing housing prices alongside stubborn inflation, softening labor trends, volatile rates, and sharply weakening consumer confidence

A new Redfin report finds Black Gen Zers and millennials are half as likely as their white peers to own homes, as wage, wealth, credit, and systemic barriers continue to widen the racial homeownership gap among younger Americans