Analysis and Data

A record surge in million-dollar home sales underscores the growing influence of luxury buyers across Texas’s largest metro housing markets

Homebuyer affordability improved for the seventh consecutive month in December 2025, driven by lower mortgage payments and steady income growth, though regional and loan-type differences persist

ATTOM data shows that U.S. homeowner equity dipped modestly in the fourth quarter of 2025, as the housing market continues to normalize, with equity levels remaining historically strong despite slight increases in underwater mortgages

Large multifamily buildings have overtaken single-family homes as the largest share of U.S. rental housing, reflecting pandemic-era construction trends, constrained SFR supply, and a growing apartment overhang that is reshaping rental market dynamics

Homebuyers gained significant negotiating power in 2025, with Redfin data showing the largest discounts off list prices in 13 years amid record inventory

From digital tools to workforce strategies, a new survey from The Mortgage Collaborative finds that lenders are reshaping their businesses to thrive in today’s marketplace

New Redfin data shows a modest rise in home listings and easing affordability pressures, as lower mortgage rates begin drawing cautious buyers and sellers back into the market

A new study finds pandemic-era boomtown housing markets are stuck in pricing gridlock, as seller expectations and buyer payment realities collide, pushing time on market to multi-month highs in 2025

The Federal Reserve held its benchmark rate at 3.50–3.75%, citing solid economic growth, persistent inflation, and a soft labor market, leaving mortgage rates largely steady

Affordability in the U.S. housing sector improved sharply as rising incomes, falling mortgage rates, and flat home prices boosted U.S. house-buying power nearly 10% year-over-year, though supply constraints remain a key risk