Analysis and Data

House prices in small towns may not be what you’d expect

Vermont, New Mexico lead among states with most mortgages paid off last year

Even as rates ease, latest ACS data show typical owner costs outpacing income gains and tightening DTIs

TransUnion finds renters increasingly turning to third-party tools to boost credit profiles

Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline

Purchase and refinance applications jump; refis account for nearly half of all activity

Lower rates and stable prices could restore balance by 2030, but affordability gains will vary widely

Doing the math on when refinancing truly makes sense — and LOs and brokers can help

Analysts see stable loan performance and softening rates, while insurance costs rising and inventory stalling

loanDepot shares surge nearly 33% after Citron Research claims the lender's servicing business is undervalued