Analysis and Data

Coming Up:
Is Havoc For Home Insurance, Mortgage Rates Ahead?

Table stakes are rising for mortgage lenders ahead of 2025, as policy pivots loom and sales forecasts are adjusted

Operations
Analysis and Data
Existing-Home Sales Rise In October, A Three-Year First

Yet, dramatic revisions to Fannie Mae forecasts for 2025 signal more difficult mortgage conditions ahead

Analysis and Data
Mortgage Applications Rise For The Second Consecutive Week

Conventional, FHA loans drive increase in purchase applications

Analysis and Data
Housing Starts Lag In October; Permits Rise Slightly

Recent mortgage rate volatility is a reminder that high financing costs still restrain a broader housing recovery

Construction
Analysis and Data
Home Prices Stabilize In October, First American Reports

'Price growth seems poised to maintain a steady, balanced pace'

Analysis and Data
U.S. Homebuilders Cheer Republican Sweep

Sales optimism at a two-and-a-half-year peak reflects builders' belief that an administration change “will result in significant regulatory relief for the industry,” the NAHB Chair said.

Analysis and Data
Mortgage Application Rejections Hit Decade High

The average rejection rate for mortgage applications increased by 8.6 percentage points to 20.7% in 2024, well above the 2019 rate of 10.2%.

Analysis and Data
Homeowners Earning Under $50K Skip Meals To Make Monthly Payments

74% of homeowners and renters struggle to afford monthly payments

Analysis and Data
With Election in The Rearview, Buyer Demand Emerges

Early homebuying activity has reached its highest level in year-and-a-half

Analysis and Data
Existing Home Sales Rebound In October

Yet, the 15.5% of canceled purchase contracts was the highest cancellation rate in a year, reflecting the razor-thin affordability margins.

Analysis and Data