Analysis and Data

Consumer Resilience Buffered By Residential Mortgage Market

Substantial home equity has boosted consumer financial health, but risks remain in non-mortgage consumer lending

Analysis and Data
Existing-Home Sales Improve From July To August

Fewer existing-home sales than last year indicate affordability and inventory challenges continue to plague purchase borrowers

Analysis and Data
$25K Down Payments Still Exist In Some U.S. Metros

The sum would cover 10% of the down payment in 17 of the largest US metros, Realtor.com reports.

Analysis and Data
Feast, Then Famine

Business lost to ‘lock-in effects’ will compound for years, warns a team of FHFA economists

Analysis and Data
Feast, Then Famine
Mortgage Banker
Market For Second Homes Not What It Once Was

Mortgage-rate locks on second-home mortgages fell 13.1% from last year in August

Analysis and Data
Your Community Needs Affordable Mortgages— And So Do You

Such programs grant lenders access to referral, cash flow, and marketing opportunities

Analysis and Data
Lock Desk
Mortgage Banker
Gen Z Prioritizes Financial Planning, Not Debt Solutions

Survey shows HR leaders and managers are out of touch with Gen Z employees

Analysis and Data
Lower Mortgage Rates A Boon For Monthly Payments

Despite continued high home prices, housing payments are down to lowest level in eight months

Analysis and Data
August 2024 Saw Monthly, Yearly Drops In Foreclosures: ATTOM

August 2024 saw 30,227 U.S. properties with foreclosure filings.

Analysis and Data
Interest Rate Cut Reinforced By Wednesday's Inflation Data

Consumer Price Index makes smallest annual increase in three years

Analysis and Data