Analysis and Data

'American Dream Of Homeownership' Is Under Construction

Roughly 40% of new builds are going to first-time homebuyers, but larger firms have more success reaching this group of buyers.

Construction
Analysis and Data
Despite Lower Mortgage Rates, Buyers Won't Bite

Redfin economists urge CA homeowners to take action while rates are low and activity is sluggish

Analysis and Data
Investor Activity Shrinks Down During Q2

Investors made 80,000 purchases in June 2024, compared with 112,000 in June 2023

Analysis and Data
Investor Loans
Fannie and Freddie: Foreclosures Fall 7% From Q1 To Q2 2024

The FHFA has helped 6,299,035 homeowners avoid foreclosure since 2008.

Analysis and Data
September Consumer Confidence Sees Largest Decline In Three Years

Conference board’s consumer confidence index slid down to 98.7 from 105.6 in August, the biggest one-month decline since August 2021.

Analysis and Data
Community
Analysis and Data
Affordability Rising As Income-To-Home-Price Ratio Falls

Texas metros see largest improvement in affordability as 30-year-fixed mortgage rates hover near 6%

Analysis and Data
Banks' Mortgage Lending Portfolios Laced With Climate Risk

New First Street Foundation analysis finds 57 banks with a total of $627 billion in real estate loans exposed to “material financial risk” from climate impacts.

Analysis and Data
Regulation and Compliance
Student Loan Debt Delaying, But Not Preventing, Homeownership Demand

Higher education increases Millennials' earnings and buying power, but student loans may delay homeownership.

Analysis and Data
Mortgage Payments See Highest Decline Since May 2020

Impact of Fed rate cut on mortgage rates not yet tangible

Analysis and Data