Home Equity

Portfolio Intelligence tracks changes in borrowers’ liabilities after closing, helping lenders identify potential home equity and debt-consolidation business

The HELOC-backed Visa connects revolving credit with contractor financing and rewards, but carries rates above the national average

Equity products accounted for more than one-quarter of 2025 mortgage transactions in four states as rate-locked borrowers avoided refinancing or moving

EquitySelect expansion targets older, equity-rich borrowers who struggle to qualify under traditional debt-to-income requirements

New product promises closing in as few as five business days as lenders continue to build equity-lending options for rate-locked homeowners

More than half of first-quarter equity withdrawals came through HELOCs and second liens, according to ICE Mortgage Monitor

Lender raises maximum loan amount to $700,000 while broadening underwriting parameters

EquitySelect product uses flexible payments and equity-based underwriting to reach underserved borrowers

Aging, equity-rich homeowners drive demand for second-lien solutions as record housing wealth reshapes originator strategy

Fairway Home Mortgage and the National Association of Insurance and Financial Advisors have launched a new educational certification component to train advisors on integrating housing wealth and reverse mortgage strategies into retirement planning