Opinion

Why the future of mortgage technology isn’t better screens, but smarter intent

As rising rates and limited inventory are keeping many U.S. homeowners “locked in,” experts from the Bipartisan Policy Center explore assumable and portable mortgages as potential solutions to improve affordability and market mobility

Housing experts argue that a targeted capital gains tax exemption for seniors could unlock millions of long-held homes, easing supply constraints, and improving affordability

A new Hometap survey finds that homeowners across generations view traditional home equity products as inflexible, outdated, and poorly aligned with their financial needs, driving rising demand for more adaptable, consumer-focused financing alternatives

How the mortgage market is gradually evolving, with renewed interest in ARMs, potential LLPA changes, shifting credit policies, and data uncertainty requiring lenders to adapt strategies across pricing, risk, and hedging

Post-purchase remorse declines from 2023, as today's buyers approach the market more deliberately, while the share who feel they overpaid for their home falls from 15% to 8% over the past two years

Proposal outlines a market-driven approach to enhance shareholder value, preserve mortgage affordability, and facilitate a controlled exit from conservatorship

As of 2025, women hold more than 30% of senior management positions, steering U.S. companies through major acquisitions and digital transformations, a trend reflecting more than just progress in representation