Opinion

How the mortgage market is gradually evolving, with renewed interest in ARMs, potential LLPA changes, shifting credit policies, and data uncertainty requiring lenders to adapt strategies across pricing, risk, and hedging

Post-purchase remorse declines from 2023, as today's buyers approach the market more deliberately, while the share who feel they overpaid for their home falls from 15% to 8% over the past two years

Proposal outlines a market-driven approach to enhance shareholder value, preserve mortgage affordability, and facilitate a controlled exit from conservatorship

As of 2025, women hold more than 30% of senior management positions, steering U.S. companies through major acquisitions and digital transformations, a trend reflecting more than just progress in representation

From a lack of government participants, to AI adoption, to the latest in credit scoring, Lew Sichelman recaps some of the major takeaways from this week’s Mortgage Bankers Association Annual Convention in Vegas