Regulation and Compliance

The CSBS has added Chad Davis as senior vice president of legislative policy, tasking him with leading congressional engagement and shaping the organization’s federal advocacy on behalf of state financial regulators

Dan Figurski of SingleSource Property Solutions discusses how originators will face a shift as the redesigned URAR and UAD 3.6 bring clearer property insights and data-driven appraisal reporting

HUD is offering capacity-building grants to help communities identify and reduce lead hazards in homes, strengthening public health, housing safety, and long-term market stability

Powell pushes back on DOJ subpoenas, warns of political pressure on Fed independence in the face of threatening a criminal indictment

MISMO’s newly published SMART Doc V3 Power of Attorney specification brings verifiable, tamper-evident data to a critical legal document, strengthening efficiency across the digital mortgage ecosystem

President Trump has proposed to bar institutional investors from buying single-family homes, framing the move as a bid to restore housing affordability

Housing experts argue that a targeted capital gains tax exemption for seniors could unlock millions of long-held homes, easing supply constraints, and improving affordability

Freddie Mac’s $5.1 billion in 2025 CRT issuance highlights the program’s expanding role in transferring mortgage credit risk to private capital, while reinforcing liquidity and stability in the U.S. housing finance system

FHA’s 2025 MMI Fund report to Congress shows capital strength well above statutory requirements, reinforcing the agency’s capacity to expand access to homeownership while sustaining risk management

FHFA has finalized 2026–2028 housing goals for Fannie Mae and Freddie Mac, lowering single‑family low-income benchmarks, while keeping multifamily targets steady to balance affordability and market stability