Regulation and Compliance

The shift could also reshape competitive dynamics between banks and nonbanks across mortgage origination and servicing

Fannie, Freddie ease insurance rules, allowing cheaper roof coverage, higher deductibles, and added flexibility for borrowers, condos, and lenders

Virginia disciplines AMC and appraiser for independence violations, highlighting enforcement trends and growing multi-state compliance risks for mortgage industry professionals

Executive order targets compliance burdens, appraisal rules, and capital standards that have reshaped the mortgage market since the financial crisis

Two executive orders target development barriers and lending rules the administration says are driving up home prices

Mortgage leaders say supply-focused package needs revisions to avoid limiting capital for housing development

Under the Homebuyers Privacy Protection Act, lenders can only access trigger leads if they have an existing relationship or the consumer opts in, ending unwanted calls and texts

As per a White House directive, the nation’s housing finance agencies are phasing out Anthropic’s AI tools amid security concerns and shifting to alternative platforms

New standardized data specification aims to improve efficiency, accuracy, and interoperability in FHA loan origination and digital mortgage workflows

If enacted, the new legislation would aim to streamline tariff exclusions for goods used in home construction, help stabilize material pricing, and support efforts to expand housing supply nationwide