The American Land Title Association (ALTA)

The agency considers a proposal that would prevent home lenders from passing on title insurance costs to home buyers.

ALTA on a war path to ban the "predatory practice of filing unfair real estate fee agreements in property records."

The new law prohibits the recording of NTRAPS in property records, creates penalties if NTRAPS are recorded, and provides for the removal of NTRAPS currently in place.

Program will not reduce consumer costs like Biden administration claims, say trade groups

Critics question pilot program's efficacy amidst industry shifts towards alternative solutions.

NTRAPS target seniors, low-income borrowers, consumer and title advocates say.