Angel Oak Mortgage Solutions

NMP Magazine
Wholesale Non-QM
Mortgage Banker
Non-QM

Bank Statement loans specifically for self-employed borrowers including 1099 earners. We accept 12 or 24 months of personal or business bank statements. Our bank statement review team analyzes and calculates income upfront saving our client’s time. Two years seasoning for bankruptcy, short sale, and foreclosure. Credit scores start at 600 and loan amounts go up to $3 million.

Platinum Jumbo is a non-QM option for borrowers who do not meet Prime qualifications. This loan goes up to $3 million with an LTV up to 95%. Four years seasoning for bankruptcy, short sale and foreclosure. A one-year tax return program is available. Credit scores start at 660.

Investor Cash Flow loans are for real estate investors wanting a quick close without submitting income documents. This loan qualifies on the cash flow of the property with loan amounts up to $1.5 million. Minimum DSCR is 1.0 and no DSCR needed with a minimum 700 FICO and maximum 75% LTV.

Portfolio Select is a full doc loan for those who miss Agency requirements. One year seasoning for foreclosure, short sale or deed-in-lieu and two years for bankruptcy. Credit scores start at 600. 90% LTV with no MI. Loan amount up to $2.5 million.

Asset Qualifier allows borrowers to use their liquid assets for qualification. No employment or income required. five years seasoning for foreclosure, short sale, or bankruptcy.

Increase Your Volume With The Power Of Angel Oak!
 

Licensed in:
AL AZ AR CA CO CT DC DE FL GA  IL IN IA KS KY LA ME MD MI MN MS MT NE NV NH NJ NM  NC ND OH OK OR PA RI SC SD TN TX UT  VA WA WV WI WY, Puerto Rico, U.S. Virgin Islands 

Mentions
Angel Oak Posts 3Q 2021 Earnings

Non-QM investor purchased $534M in loans in the quarter, increasing portfolio to more than $1B.

Non-QM
Nov 10, 2021
Non-QM Lender Angel Oak Appoints David Raju As Group CIO

Firm continues to seek ways to optimize data and improve technology capabilities.

Non-QM
Oct 27, 2021
Angel Oak Mortgage Solutions Adds AEs In MD, LA And AZ

Non-QM lender Angel Oak Mortgage Solutions added Jack Levi, Lorenzo Dillon and Mike Haslett to its growing roster of account executives.

Community
Sep 27, 2021
Webinars
Investor Confidence in Today’s Non-QM And Why Originators Are Paying Attention... A Virtual Town Hall

We host Angel Oak Mortgage Solutions for a special 2021 edition of their virtual town hall series they ran fro...

Webinar
Apr 08, 2021
DealDesk: Focus on the Angel Oak Mortgage Solutions Bank Statement Product

Bring your deals, scenarios and questions as National Mortgage Professional Magazine presents a DealDesk featu...