Angel Oak Mortgage Solutions

NMP Magazine
Wholesale Non-QM
Mortgage Banker
Non-QM

Bank Statement loans specifically for self-employed borrowers including 1099 earners. We accept 12 or 24 months of personal or business bank statements. Our bank statement review team analyzes and calculates income upfront saving our client’s time. Two years seasoning for bankruptcy, short sale, and foreclosure. Credit scores start at 600 and loan amounts go up to $3 million.

Platinum Jumbo is a non-QM option for borrowers who do not meet Prime qualifications. This loan goes up to $3 million with an LTV up to 95%. Four years seasoning for bankruptcy, short sale and foreclosure. A one-year tax return program is available. Credit scores start at 660.

Investor Cash Flow loans are for real estate investors wanting a quick close without submitting income documents. This loan qualifies on the cash flow of the property with loan amounts up to $1.5 million. Minimum DSCR is 1.0 and no DSCR needed with a minimum 700 FICO and maximum 75% LTV.

Portfolio Select is a full doc loan for those who miss Agency requirements. One year seasoning for foreclosure, short sale or deed-in-lieu and two years for bankruptcy. Credit scores start at 600. 90% LTV with no MI. Loan amount up to $2.5 million.

Asset Qualifier allows borrowers to use their liquid assets for qualification. No employment or income required. five years seasoning for foreclosure, short sale, or bankruptcy.

Increase Your Volume With The Power Of Angel Oak!
 

Licensed in:
AL AZ AR CA CO CT DC DE FL GA  IL IN IA KS KY LA ME MD MI MN MS MT NE NV NH NJ NM  NC ND OH OK OR PA RI SC SD TN TX UT  VA WA WV WI WY, Puerto Rico, U.S. Virgin Islands 

Mentions
Angel Oak Adds 6 New Hires To Meet Growing Demand For Non-QM

Angel Oak Mortgage Solutions continues to grow based on the overwhelming need for non-QM across the nation.

Community
Apr 14, 2022
Angel Oak Mortgage Solutions Adds To Its Roster Of AEs

Angel Oak Mortgage Solutions added to its continuously growing roster of account executives with the recent hires of Kristen Lee, Leah K. Merritt, Lewis Poretz, and Danielle Evans.

Community
Feb 10, 2022
Angel Oak Lending Platform Reveals Record-Setting 2021

Last year was a record-setting year for many companies in the mortgage lending space, especially for the Angel Oak lending platform that consists of Angel Oak Mortgage Solutions and Angel Oak Home Loans.

Non-QM
Jan 21, 2022
Webinars
6 Ways to Get the Most Out of Non-QM Programs

As refinances wane, it’s impossible to ignore the huge growth opportunity in non-QM. Angel Oak brings in two o...

Webinar
Apr 07, 2022
DealDesk: Focus on the Angel Oak Mortgage Solutions' Investor Cash Flow Loans

National Mortgage Professional Magazine presents a DealDesk featuring Angel Oak Mortgage Solutions' Investor C...

Webinar
Feb 09, 2022
Investor Confidence in Today’s Non-QM And Why Originators Are Paying Attention... A Virtual Town Hall

We host Angel Oak Mortgage Solutions for a special 2021 edition of their virtual town hall series they ran fro...

Webinar
Apr 08, 2021
DealDesk: Focus on the Angel Oak Mortgage Solutions Bank Statement Product

Bring your deals, scenarios and questions as National Mortgage Professional Magazine presents a DealDesk featu...