Angel Oak Rides Non-QM Momentum Into 2026 After Volume Surge
Angel Oak Mortgage Solutions reported a 33% jump in 2025 originations, fueled by tech investments, product expansion, and rising demand for Non-QM solutions
Nonbank wholesale and correspondent Non-QM lender Angel Oak Mortgage Solutions LLC has announced that 2025 was a year of significant growth for the company, driven by tech adoption and strategic expansion, and riding momentum into 2026. The Atlanta-based company posted a 33% increase in origination volume over the prior year, reflecting strong demand for its Non-QM solutions targeted at underserved borrower segments.
“Our performance in 2025 is a direct reflection of our commitment to a tech-forward approach in the Non-QM space,” said Tom Hutchens, president of Angel Oak Mortgage Solutions. “By integrating advanced automation directly into the workflows of our team, we are removing the traditional hurdles of non-agency lending and empowering our partners to act with confidence from prequalification to closing, to ultimately deliver a better borrower experience.”
Key achievements Hutchens touched upon that the company achieved in 2025 included:
- The expansion of Angel Oak’s product suite and the enhancement of its technology infrastructure
- The introduction of its rental automated valuation model (AVM) for DSCR (debt service coverage ratio) loans, enabling faster and more accurate rental income estimates that streamline the valuation process and reduce reliance on manual appraisals
- The addition of five-year and seven-year adjustable-rate mortgage (ARM) offerings, providing greater flexibility in a shifting interest rate environment
- The implementation of broker self-disclosure tools, which cut disclosure turnaround times from days to minutes
Angel Oak strengthened its market position through a partnership with Brookfield Asset Management, enhancing its ability to deliver diversified non-agency mortgage solutions, while preserving its operational independence.
The firm also expanded its approved broker network by about 30%, and grew its account executive team by 22 in 2025, with plans to add 40 more in 2026.