ATTOM

Foreclosure filings rose 32% year-over-year in January, marking the 11th consecutive monthly annual increase, as higher rates and affordability pressures drive localized mortgage stress, though overall volumes remain well below historic crisis levels

ATTOM data shows Opportunity Zones posted home price gains in line with the broader housing market in Q4 2025, with strong appreciation occurring alongside continued affordability relative to national medians

ATTOM data shows that U.S. homeowner equity dipped modestly in the fourth quarter of 2025, as the housing market continues to normalize, with equity levels remaining historically strong despite slight increases in underwater mortgages

Foreclosure activity rose in 2025 as the housing market continued to normalize, though levels remain far below pre-pandemic and crisis-era highs

A modest late-year dip in mortgage rates brought limited relief, but home affordability remains worse than historic norms nationwide

ATTOM finds affordability strains, rising foreclosures, and elevated unemployment pushing several U.S. housing markets, led by inland California counties, into heightened downturn risk in Q3