Carrington Mortgage Services

Your First Look for Non-QM.

Carrington is built for today’s real-world borrowers. From self-employed and real estate investors to income diverse and credit-challenged borrowers, we specialize in serving those often overlooked by conventional lending guidelines. Giving Carrington the first look means more solutions, fewer hurdles and a Non-Stop path to the finish line.

We offer Carrington Non-QM Advantages, a full Non-Stop Non-QM suite of flexible, smart mortgage solutions designed to help mortgage professionals expand their reach, grow their pipelines and deliver results fast. Backed by industry expertise, efficient and effective tools, responsive support and commitment to innovation, Carrington empowers partners to close more loans with confidence.

Founded in 2007, Carrington is a subsidiary of Carrington Holding Company, LLC, a holding company whose primary businesses work in sync to provide a broad range of single-family residential real estate services across the United States. Carrington manages loans in all 50 states and Puerto Rico and is licensed to lend in 49 states. Our breadth of products and services provides integrated and encompassing mortgage support to borrowers and investors.

Your Non-QM Advantage:

  • DSCR
  • Bank Statements
  • 1099 & P&L
  • W-2 & Tax Returns
  • Asset Conversion
  • ITIN

 


Non-QM starts with us


Your Solutions Based Lender:
 

Real Estate Investors Self-Employed Borrowers Gig Workers Commission-Based Earners Retirees Credit Challenged High Net Worth

* Licensed in 49 states except Massachusetts

 

Mentions
UAD 3.6 Deadline Is Monday. Are Brokers Ready?

Wholesale lenders have adopted different rules for appraisal transfers, loan product changes, and reporting formats, adding complications for brokers and appraisers ahead of the Nov. 2 mandate

Carrington, Newfi Stress Non-QM Staying Power

Both lenders point to financial strength and continued investment in broker partnerships amid rising rates, even while Non-QM production grows

Oct 14, 2026
Valon Raises $150M At $2.3B Valuation, Accelerating Servicing Tech Push

Newrez, Carrington, and ServiceMac are among the servicers committed to ValonOS as the company takes aim at legacy servicing infrastructure

Oct 05, 2026
New Appraisal Rules Could Vary By Lender Under GSE Exception

Fannie and Freddie are giving some lenders more time to adopt UAD 3.6, meaning mortgage brokers may need to navigate different appraisal requirements across wholesale partners

Carrington Closes Valon Mortgage Acquisition, Nears 2 Million Serviced Loans

Deal adds approximately 810,000 loans and clears the way for Carrington to make ValonOS its core servicing platform

Aug 05, 2026
Carrington Deploys AI Agents For Servicing And Collections

Kastle’s technology will autonomously handle borrower interactions, assist contact-center employees and review every customer exchange for quality control

Jul 16, 2026
Webinars
Complete Guide To Non-QM: A Deep Dive On Serving Business Owners

Watch the replay as we got inside the minds of Non-QM executives in a town hall style conversation that explor...

Webinar
Nov 13, 2025