Carrington Mortgage Services

Your First Look for Non-QM.

Carrington is built for today’s real-world borrowers. From self-employed and real estate investors to income diverse and credit-challenged borrowers, we specialize in serving those often overlooked by conventional lending guidelines. Giving Carrington the first look means more solutions, fewer hurdles and a Non-Stop path to the finish line.

We offer Carrington Non-QM Advantages, a full Non-Stop Non-QM suite of flexible, smart mortgage solutions designed to help mortgage professionals expand their reach, grow their pipelines and deliver results fast. Backed by industry expertise, efficient and effective tools, responsive support and commitment to innovation, Carrington empowers partners to close more loans with confidence.

Founded in 2007, Carrington is a subsidiary of Carrington Holding Company, LLC, a holding company whose primary businesses work in sync to provide a broad range of single-family residential real estate services across the United States. Carrington manages loans in all 50 states and Puerto Rico and is licensed to lend in 49 states. Our breadth of products and services provides integrated and encompassing mortgage support to borrowers and investors.

Your Non-QM Advantage:

  • DSCR
  • Bank Statements
  • 1099 & P&L
  • W-2 & Tax Returns
  • Asset Conversion
  • ITIN

 


Non-QM starts with us


Your Solutions Based Lender:
 

Real Estate Investors Self-Employed Borrowers Gig Workers Commission-Based Earners Retirees Credit Challenged High Net Worth

* Licensed in 49 states except Massachusetts

 

Meet us in person.

We're going to be exhibiting at these upcoming events. Join us there to learn more about us.

Please check events for up to date information.
Mentions
Carrington, Valon Strike Government Servicing Deal Centered On AI, Ginnie Mae Modernization

Partnership includes acquisition of Valon Mortgage, adds roughly 800,000 loans to Carrington’s platform and deepens the lender’s expansion across servicing, retail and Non-QM

May 08, 2026
Jet Mortgage Taps Greg Austin To Accelerate Wholesale Expansion

National wholesale lender named industry vet Greg Austin executive vice president of wholesale to lead national broker engagement, drive channel growth, and expand the company’s wholesale footprint

Feb 26, 2026
Carrington To Acquire Reliance First Capital

Under terms of the deal, Carrington Holding Company will add a direct-to-consumer retail channel to create a more balanced, competitive, and resilient mortgage platform

Oct 31, 2025
Non-QM’s Rise And What It Means For Brokers

How originators can capture growth beyond the agencies.

Aug 27, 2025
Carrington Mortgage Enhances Prices Across Non-QM Products

Company also accepts DSCR loans in more than 35 states, now including Massachusetts

Jul 23, 2025
Kenny Phillips Succeeds Kevin DeLory As Chief Sales Officer At Equity Prime Mortgage

New CSO has ‘large shoes’ to fill, says EPM’s CEO; Phillips says new role will be an honor, but bittersweet

Jun 18, 2025
Webinars
Complete Guide To Non-QM: A Deep Dive On Serving Business Owners

Watch the replay as we got inside the minds of Non-QM executives in a town hall style conversation that explor...

Webinar
Nov 13, 2025