Consumer Financial Protection Bureau (CFPB)

CHLA’s Scott Olson examines how the next Congress could reshape housing tax breaks, lending costs, and access to homeownership — and where bipartisan deals remain possible

Broeksmit says the compensation rule “isn’t long for this world,” but CFPB’s published agenda sets no firm timetable

Community lenders want more flexibility over employee compensation, closing-cost estimates, down payment assistance, and federal supervision of smaller IMBs

Vought’s testimony also comes as a new poll suggests the CFPB retains broad support across party lines

The bureau is seeking feedback on whether federal disclosure requirements raise costs, delay closings or limit access to mortgage credit

The agency says proprietary and machine-learning models do not relieve lenders of their fair lending and disclosure responsibilities