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Down Payment Resource identified 2,746 programs nationwide, although only 77% were active and funded at the beginning of July
New Realtor.com report suggests AI-driven wealth is reshaping competition for homes across California's most expensive markets
Downpayment assistance is expanding and loosening eligibility nationwide, with more programs, higher income caps, broader property support, and deeper benefits that improve borrower qualification and loan quality
Lenders can use DPA programs as a proactive purchase strategy to serve more buyers — and compete better in a challenging market
Down payment assistance programs remain underutilized, despite high eligibility among government borrowers
The report noted a 5% increase in programs for first-generation homebuyers
