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Wholesale lender says alternative scores are producing lower rates or reduced LLPAs for some borrowers
AURA Risk Navigator prioritizes findings and records reviewer decisions as lenders prepare for the Nov. 2 mandate
The retail lender matched Rocket’s $845,000 ceiling as this year’s rollout began weeks earlier than it did in 2025
Pulte’s comments could signal either fewer bureau reports or a portable report borrowers could share among lenders, but FHFA has not clarified which approach it is studying
Pulte removes 50-lender cap while considering bi-merge and single-bureau reports as additional ways to reduce mortgage costs
Better may reuse bitcoin pledged by mortgage borrowers, while competing loan structures expose customers to price-driven liquidation
