First National Bank of America
Non-QM
First National Bank of America is a leader in the Non-QM lending space. We offer alternative mortgage solutions in all 50 states, helping borrowers that don't fit traditional mortgage guidelines in the retail, wholesale and correspondent markets. All of our Non-QM programs allow for the use of Alternative Income Documentation including: Profit & Loss Only, Bank Statements (Personal or Business), Ready Asset (NIVA), Asset Depletion or Full Doc. FNBA's Non-QM loan solutions make homeownership possible for clients with ITIN's or SSN's, Self-Employed or W2 employees, recent credit events or no credit and everyone in between.
-12 months income history
-DTI's up to 55%
-Gift funds allowed
-Nationwide
We're Changing the Game with Non-QM Done Better.
Wholesale
With over 65 years of lending experience, First National Bank of America specializes in Non-QM loans, nationwide. As a leader in the Non-QM lending space, our alternative mortgage solutions help borrowers that don't fit traditional mortgage guidelines in the retail, wholesale and correspondent markets, turn homeownership dreams into reality. Our Non-QM loan programs have income documentation options to fit all types of borrowers and only require 12 months of income history using Profit & Loss Only, Bank Statements (Personal or Business), Ready Asset (NIVA), Asset Depletion or Full Doc.
Additional Highlights:
-DTI's up to 55%
-Gift funds allowed
-Fast turn times
-Designated Account Executive
FNBA's Non-QM loan solutions make homeownership possible for borrowers with ITIN's or SSN's, Self-Employed/Gig workers or W2 employees, recent credit events or no credit and everyone in between. We strive to provide you with the fastest turn times, exceptional service and Non-QM loan programs that make growing your business easy!
Licensed in:
All 50 States
Location
241 E. Saginaw St.
East Lansing, MI 48823
United States
Meet us in person.
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