First National Bank of America

NMP Magazine
Wholesale Non-QM

First National Bank of America is a leader in the Non-QM lending space. We offer alternative mortgage solutions in all 50 states, helping borrowers that don't fit traditional mortgage guidelines in the retail, wholesale and correspondent markets. All of our Non-QM programs allow for the use of Alternative Income Documentation including: Profit & Loss Only, Bank Statements (Personal or Business), Ready Asset (NIVA), Asset Depletion or Full Doc. FNBA's Non-QM loan solutions make homeownership possible for clients with ITIN's or SSN's, Self-Employed or W2 employees, recent credit events or no credit and everyone in between.

-12 months income history

-DTI's up to 55%

-Gift funds allowed


We're Changing the Game with Non-QM Done Better.


Licensed in: 
Continental U.S.


241 E. Saginaw St.
East Lansing, MI 48823
United States