First National Bank of America

Non-QM

First National Bank of America is a leader in the Non-QM lending space. We offer alternative mortgage solutions in all 50 states, helping borrowers that don't fit traditional mortgage guidelines in the retail, wholesale and correspondent markets. All of our Non-QM programs allow for the use of Alternative Income Documentation including: Profit & Loss Only, Bank Statements (Personal or Business), Ready Asset (NIVA), Asset Depletion or Full Doc. FNBA's Non-QM loan solutions make homeownership possible for clients with ITIN's or SSN's, Self-Employed or W2 employees, recent credit events or no credit and everyone in between.

-12 months income history

-DTI's up to 55%

-Gift funds allowed

-Nationwide
 

We're Changing the Game with Non-QM Done Better.

Wholesale

With over 65 years of lending experience, First National Bank of America specializes in Non-QM loans, nationwide. As a leader in the Non-QM lending space, our alternative mortgage solutions help borrowers that don't fit traditional mortgage guidelines in the retail, wholesale and correspondent markets, turn homeownership dreams into reality. Our Non-QM loan programs have income documentation options to fit all types of borrowers and only require 12 months of income history using Profit & Loss Only, Bank Statements (Personal or Business), Ready Asset (NIVA), Asset Depletion or Full Doc.

Additional Highlights:

-DTI's up to 55%

-Gift funds allowed

-Fast turn times

-Designated Account Executive

FNBA's Non-QM loan solutions make homeownership possible for borrowers with ITIN's or SSN's, Self-Employed/Gig workers or W2 employees, recent credit events or no credit and everyone in between. We strive to provide you with the fastest turn times, exceptional service and Non-QM loan programs that make growing your business easy!

Licensed in: 
All 50 States