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Finding a new niche with non-agency products.
After merger with Flagstar Bank, says it will eliminate 69% of retail mortgage lending offices.
Banks will continue to operate separate retail banking outlets; Flagstar Mortgage included in the deal.
Shifting product focus to enhance borrower options.
Major warehouse lender placing restrictions on funding advances.
Companies amend the merger agreement to provide that the combined company's banking operations will operate under a national bank charter.
