ICE Mortgage Technology

Expanded jumbo and Non-QM loan offerings drove a January rebound in mortgage credit availability as lenders loosened standards and positioned for the 2026 spring homebuying season, according to the MBA

ICE reports that a modest January drop in mortgage rates boosted refinancing eligibility to nearly five million homeowners and raised housing affordability to its highest level in four years, even as elevated prices and credit stress persist

New data highlights a housing market of contrasts, with a growing share of mortgage-free homeowners, widening income disparities by state, luxury condo supply pressures, and rising insurance costs, among other vital stats

Longtime First American vice chair and widely respected housing finance leader Kurt Pfotenhauer is remembered for his leadership, public policy influence, and commitment to family and service

A combination of the recent easing in mortgage rates that has begun to open the refinance window for many borrowers, and homeowners with record amounts of equity, are trends driving opportunities for borrowers to leverage refis and equity products

Doing the math on when refinancing truly makes sense — and LOs and brokers can help