Mortgage Capital Trading Inc. (MCT)

MCT's recent data reveals a drop in mortgage lock volume, with refinances showing only a modest increase despite lower rates, while seasonal trends and purchase market challenges continue.

Holiday season contributes to decrease; experts eye federal reserve's impact on mortgage rates.

Loan origination predicted to remain low in the new year

High mortgage rates and limited housing supply cited as primary causes; Industry eyes Federal Reserve's upcoming meetings and key economic indicators.

Slight .44% increase in mortgage lock volume; industry faces uncertain future.

Company says increase may be a one-time thing due to high rates, low inventory.