Office of the Comptroller of the Currency (OCC)

FDIC considers small businesses and residential loan originations when evaluating a merger’s competitive effects.

The complexity of relationships between banks, non-banks, and fintech intermediaries threatens to obscure systemic risk.

Addresses reconsiderations of value (ROV) for residential real estate transactions. 

The rule is intended to ensure the credibility and integrity of Automated Valuation Models.

The percentage of seriously delinquent mortgages continued to drop.

The 2023 threshold will involve exempting loans from special appraisal requirements for higher-priced mortgage loans.