TransUnion

Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures

Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom

RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify

Mobile-first platform expands data access, prospecting power, and early borrower engagement — raising stakes for loan originators in the race to win the client

New pricing from major credit bureaus expected to deliver over $1 billion in industry savings

TransUnion forecasts mortgage originations will continue rising through 2026, as easing rates, improving affordability, and strong consumer demand support purchase activity and a gradual refinance recovery