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FICO 10T enrollment tops 70 lenders while VantageScore 4.0’s presence in TransUnion mortgage credit pulls jumps from less than 5% to roughly 30%
New borrower insights help lenders evaluate applicants earlier in the origination process at no additional cost
Interest-rate-sensitive consumers remain open to refinancing opportunities while Gen X reports the strongest affordability pressures
Diverging borrower profiles reshape risk, underwriting, and pipeline outlook as new credit scoring models loom
RiskRatio upgrade gives lenders earlier visibility into borrower performance as delinquencies rise and credit cost pressures intensify
Mobile-first platform expands data access, prospecting power, and early borrower engagement — raising stakes for loan originators in the race to win the client
