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TransUnion finds purchase lending grew 7.1% in Q2, but loans associated with the two mortgage giants declined even as refinancing gained momentum
The Preferred Program bundles Classic FICO and FICO 10T at an unchanged wholesale price
The integration connects credit-monitoring users with personalized financial offers, including mortgages and home equity
Both bureaus introduce ways to purchase credit scores separately from reports, while Equifax reports growing VantageScore adoption and extends $1 pricing through 2028
More than 1,100 mortgage lenders have enabled the alternative score, but TransUnion tells NMP that “adoption” includes uses beyond loan originations
FICO 10T enrollment tops 70 lenders while VantageScore 4.0’s presence in TransUnion mortgage credit pulls jumps from less than 5% to roughly 30%