Xactus

MCL will operate as XedaLink, an independent subsidiary focused on streamlining credit and verification ordering as lenders push for more automated and integrated mortgage workflows

New integration will make it easier for mortgage lenders to utilize Plaid's account linking experience to maintain compliance and data integrity across the mortgage process

Panelists at MBA's annual event agree GSEs have neglected to facilitate mandatory adoption of new credit scoring models, set to take effect in the fourth quarter of 2025.

Previously, Walker served as Vice President, Product Development.

James Owens brings over three decades of consumer finance experience to new role.

Paul Ryan has over two decades of experience in financial roles