James Owens brings over three decades of consumer finance experience to new role.
Xactus has announced that James Owens has joined the company as chief technology officer. Previously, he served as chief architect/head of technology strategy and before that chief technology officer at OneMain Financial, a consumer finance company.
Owens will set and oversee Xactus’ technology strategy, including all technical aspects of new product development and implementation across its platforms, and direct other corporate technical initiatives, including IT and data security.
“James is a passionate technologist with a visionary mindset and strong track record of building high-performance teams and developing innovative technologies. He will help propel our company into the next phase of growth and enable Xactus to usher in an era of groundbreaking transformation for the mortgage industry,” said Perry Steiner, Xactus chairman & CEO. “Our mission is to advance the modern mortgage and James is critical to accomplishing that.”
A seasoned IT professional with almost 30 years of executive-level experience in the financial services and software development industries, Owens brings expertise in technological development and leadership to his position. At his prior job, he was responsible for aligning technology initiatives to the long-term business strategy, overseeing enterprise architecture and leading the engineering team that launched a de novo credit card business.
Before OneMain, Owens held several senior executive consulting, sales and product roles at Black Knight Financial Services, and the first 10 years of his career included engineering, technology leadership and transformation consulting positions. He is a certified mortgage technologist from the Mortgage Bankers Association and holds a BA in International Relations from George Mason University.
“The opportunity to transform an industry is a rare chance in a career. Verification solutions and the associated workflow in mortgage originations has not been challenged for many years, and Xactus is making substantial technology investments to innovate, increase efficiency, and enhance transparency,” Owens said.
Xactus is comprised of the merged family of companies that includes Credit Plus, Universal Credit Services, CIS Credit Solutions, Avantus, DataFacts Lending Solutions, and SharperLending.