Short-term rentals have matured into a legitimate asset class, but financing has lagged. Here’s how Ridge Street's DSCR lending is reshaping Airbnb financing for investors.

Senior Democratic lawmakers have filed an amicus brief arguing that CFPB Acting Director Russell Vought’s reinterpretation of the agency’s funding mechanism unlawfully undermines its independence and consumer protection mandate under the Dodd-Frank Act

The move could save FHA borrowers about $181 on monthly payments, says BAC Co-founder and Chief Advocacy Officer Brendan McKay

United Wholesale Mortgage’s $1.3 billion all-stock acquisition of Two Harbors would nearly double its MSR footprint, while strengthening long-term borrower retention and competitive positioning in the broker channel

Guaranteed Rate Affinity taps 20-year-plus industry veteran Lacey Sullivan to lead Northern California operations, growth, and talent development

Atlas VMS has launched Atlas STR Insight, an STR-specific appraisal form that uses specialized short-term rental data and analytics to give Non-QM lenders more accurate valuations and risk assessments for STR properties

The Urban Institute says innovative mortgage products like assumable, portable, or 50-year loans may improve mobility at the margins, but will not meaningfully improve affordability

Freddie Mac has named veteran financial services executive Kenny M. Smith as chief executive officer and board member, while interim CEO Michael Hutchins will continue as president