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Secrets of courting the move-up buyer

National Mortgage Professional
Jan 06, 2006

MBA endorses e-mortgagesMortgagePress.comElectronic mortgages The board of directors of the Mortgage Bankers Association (MBA) recently met and passed a resolution that endorses the adoption, by the industry, of residential and commercial electronic mortgages (e-mortgages). Based on a recommendation from the board of directors' technology steering committee, the resolution includes three focus areas: †Endorsement of the use of residential and commercial e-mortgages, based on open standards, as a significant mechanism for simplifying the mortgage process and creating other efficiencies that will reduce costs for all market participants, including consumers, over the long-term. †MBA will establish e-mortgage standards and best practices, and apply its resources accordingly, including the continuation of its financial support of the Mortgage Industry Standards Maintenance Organization (MISMO), a not-for-profit subsidiary of MBA that develops data transfer and file specifications that span the $9 trillion residential and commercial real estate finance industries. †MBA hopes to help its members stay "ahead of the curve" through advanced educational and training materials regarding e-mortgages. "This is a very important step for MBA," said John Robbins, president and chief executive officer of American Mortgage Network and chair of the MBA board of directors' technology steering committee. "It reaffirms MBA's commitment [to] building best-of-breed solutions that will benefit the entire industry and ultimately, the consumer, as we move forward into the next era of truly paperless mortgages." For more information, visit www.mortgagebankers.com.
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