Affinity Federal offers 6/2 ARMMortgagePress.comAdjustable-rate mortgage types Affinity Federal Credit Union has introduced a 6/2 adjustable-rate loan (ARM). The 6/2 ARM offers customers a fixed interest rate for the first six years of the loan and a rate that adjusts every two years thereafter. Over the life of the loan, The 6/2 ARM will never increase more than 5 percent above the starting rate. Terms of 30 and 40 years are available. Affinity Federal Credit Union is based in Basking Ridge, N.J. For more information, call (800) 325-0808 or visit www.affinityfcu.org.