Seppinni releases second training book

First Consolidated offers three-tiered ITIN programMortgagePress.comITIN mortgage lending First Consolidated Mortgage Company (FCMC), in association with the Hispanic Financial Group (HFG), has launched a three-tiered mortgage lending program that will allow the use of Individual Taxpayer Identification numbers (ITINs) in place of Social Security numbers. The three program tiers are as follows: Platino (Platinum), which offers 100 percent loan-to-value (LTV) on a full-doc basis; Oro (Gold), which offers LTV up to 95 percent on either a full-doc or stated basis; and Plata (Silver), which is exception based and geared toward those who do not qualify for Platino or Oro. Dallas-based FCMC is a wholesale lender specializing in alt-A and sub-prime loans. For more information, call (877) 969-3800 or visit www.fcmcw.com. Hispanic Financial Group is a wholesale mortgage lender based in Dallas, specializing in ITIN loans. For more information, call (214) 969-3804 or visit www.hfg-itin.com.