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Axis Mortgage welcomes Denise Tragale as VP

National Mortgage Professional
Sep 16, 2008

Interthinx automated regulatory compliance solution provides unmatched protection MortgagePress.comInterthinx, compliance, prohibited fees, usury tests To provide the residential mortgage lending industry with an easier way to comply with consumer law fee and rate restrictions in all 50 states, Interthinx announces its new Prohibited Fees and Usury Tests within its PredProtect Regulatory Compliance Suite. The enhancements significantly reduce origination costs and buyback exposure with analysis that can be performed on virtually any loan type. Interthinx is a provider of risk mitigation and regulatory compliance tools for the mortgage industry. The new Prohibited Fees Test warns users when a fee found on either the GFE or HUD-1 exceeds state law fee limitations. The new Usury Test warns users when the interest rate or APR exceeds state law rate limitations. The updated PredProtect worksheet identifies violations and provides users a clear explanation about how to achieve compliance. "In the last year, we have made key advances to our PredProtect system, including the development of a new APR calculator and a new prepayment penalty test," said Roger Fendelman, Esq., vice president of compliance. "These advances, when taken together with our new Prohibited Fees and Usury Tests and existing high-cost loan testing, make our system a true one-stop automated regulatory compliance suite. The protections we offer are unparalleled, and the response has been overwhelming." For more information, visit
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