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NAHB testifies before Congress on use of TARP funds

National Mortgage Professional
Jan 13, 2009

Mortgage Spirit provides revenue management and loan search and pricing technology to mortgage industryMortgagePress.comMortgage Spirit, loan search, pricing revenue management engine, BESTPRICE, SMARTPRICE, Mortgage Center, Joel Horn Mortgage Spirit, a Denver-based loan search and pricing revenue management engine for the mortgage industry, was launched to improve the loan origination process by protecting and maximizing loan officers' profits on every closed-loan transaction. Mortgage Spirit's three products fully automate the loan search and pricing process, focusing on revenue management for the loan officer. These products include BESTPRICE, SMARTPRICE and the Mortgage Center. BESTPRICE consolidates the product and pricing selection of multiple wholesale lenders into a user-friendly pricing engine. It provides product availability for both eligible and ineligible wholesale lenders and offers the best price ranking of eligible wholesale lenders. SMARTPRICE is a profitability engine that enables loan officers to determine pricing strategy prior to originating the loan and protect that strategy throughout the origination process. SMARTPRICE includes tools for loan originators to better manage their revenue, closing costs and pre-paids to ensure accuracy throughout the entire mortgage pricing process, improving the accuracy between the Good Faith Estimate (GFE) and HUD-I Settlement Statements specifically. Mortgage Center is Mortgage Spirit's marketing engine that enables loan officers to provide live rate information, a Web-based loan application and other critical mortgage functions. "As a former broker, I noticed a need within the industry to improve the time-intensive loan search and pricing process in order to maximize loan officers profits by accurately calculating all pricing variances while selecting the best priced wholesale lender under a single system," said Joel Horn, president of Mortgage Sprit. For more information, visit
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