Skip to main content Releases Free Loan Mod Application Tool

Dec 15, 2010 has announced the launch of its free online software for the creation of personalized mortgage modification applications for submission to the users’ home mortgage lender under the federal Home Affordable Modification Program (HAMP) and lender-specific programs. With 930,000-plus properties in the United State in some stage of foreclosure, the HAMP Loan Modification Program was developed as a means of providing financial assistance for homeowners and as a simple method of stopping foreclosure sales. By accessing, individuals can complete an application to modify existing home loans via the site’s easy to use user dashboard. According to the program, qualified homeowners may be eligible for a new mortgage payment equal to 31 percent of their gross monthly income. Unlike other loan modification tools that require users to navigate through the majority of the application process, the proprietary software does 100-plus different calculations and analyses in order to compile a customized report according to the user’s specific financial situation and lender. Assuming the homeowner passes the site’s three main tests—debt to income ratio, net present value and general eligibility—the appropriate federal and lender forms are then automatically populated and can be printed for submission along with a customized cover sheet addressed to the specific lender. Throughout the application process, homeowners are provided with personalized tips, solutions and warnings; thereby greatly increasing the likelihood of success should they prove to be eligible for a modification. Without the assistance provided by the website the typical homeowner would be overwhelmed with the details of attempting to navigate the process on their own. In addition to the analysis and report provided, the site provides users with an online Resource Center, custom document checklists, a conversation log for maintaining notes on all discussions with the lender, a “To Do” list manager, and more. also offers a host of external financial and legal assistance should users require them including a network of approved attorneys. “Paperwork is undeniably the number one reason for the delays with the HAMP Loan Modification Program and unnecessary denials; we believe we provide THE answer. By using our free online program, homeowners now have a quick and dependable option for dealing with unaffordable monthly payments and the threat of foreclosure,” said Jonathon Ende, chief executive officer of “As this concern continues to escalate nationwide, we wanted to provide an equally affordable and helpful solution that can help turn families’ lives around in less than 15 minutes.” Developed by mortgage industry and real estate law veterans, incorporates information garnered from the team’s personal successes dealing with banks as well as their detailed analysis of the HAMP program’s and lender underwriting parameters. For more information, visit
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Dec 15, 2010
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