HUD to Home Seekers: No English, No Problem – NMP Skip to main content

HUD to Home Seekers: No English, No Problem

Sep 16, 2016
The U.S. Department of Housing & Urban Development (HUD) is unilaterally expanding the protections mandated under the Fair Housing Act by issuing a “Limited English Proficiency” (LEP) guidance

The U.S. Department of Housing & Urban Development (HUD) is unilaterally expanding the protections mandated under the Fair Housing Act by issuing a “Limited English Proficiency” (LEP) guidance that covers allegations of housing discrimination based on claims that home-seekers due to limits in English proficiency.

Discrimination based on whether one can read, speak or understand English is among the designated categories for protection by the Fair Housing Act, which was first introduced in 1968 and amended several times over the years. However, HUD is redefining that legislation to cover language skills (or the lack thereof) as part of the protected categories that prohibit housing discrimination based on race and national origin. HUD claimed that 25 million people, or nearly nine percent of the U.S. population, had limited English proficiency, primarily among those whose main source of communication is Spanish or an Asian language.

Under its LEP guidance, housing providers cannot deny housing based on an applicant’s limited English proficiency. The guidance also defines discrimination in housing-related scams aimed at non-English-speaking groups.

“Having a limited ability to speak English should never be a reason to be denied a home,” said Gustavo Velasquez, HUD’s assistant secretary for fair housing and equal opportunity. “Every family that calls this nation home has the same rights when it comes to renting or buying a home, regardless of where they come from or language they speak.”

About the author
Published
Sep 16, 2016
Jobs Report Comes In Weak After Mortgage Rates Surge

Employers added just 29,000 jobs in September, sending Treasury yields lower and offering a potential counterweight to the recent rise in mortgage rates

Oct 02, 2026
Price Cuts Hit Four-Year High As Mortgage Rates Top 7%

More than one in five listings took a price cut in September, but pending sales still posted their sharpest annual decline since March 2025

Oct 01, 2026
Serious Mortgage Delinquencies Rise 19% After Five Months Of Improvement

ICE data shows 574,000 mortgages were at least 90 days past due in August, while early-stage delinquencies remained below year-ago levels

Sep 29, 2026
Smaller Down Payments Give Buyers More Room, But Rates Limit The Savings

The typical down payment fell 9% from a year ago, while shifting market conditions are giving originators different affordability conversations across the country

Sep 25, 2026
Mortgage Rates Break 7% Just As Builders Find A Way To Move Buyers

New-home sales rose 6.4% in August as builders cut prices, offered incentives, and sold more lower-priced homes. Now mortgage rates are moving against buyers again

Sep 25, 2026
Borrowers Want Digital Closings, But Some Originators Remain Hesitant

ServiceLink finds 45% of surveyed LOs cite borrower reluctance as a barrier, even though most recent buyers say digital options would influence their choice of mortgage provider

Sep 23, 2026