has expanded its Southwest territory with an additional branch in the Denver market, to be led by industry veteran Carlos Ruiz who has been selected to manage the branch. The new Denver branch services borrowers throughout the state of Colorado, and
has plans to expand into California and New Jersey this year.
Ruiz has been in the mortgage industry for 25-plus years and has strong knowledge of the full range of government, conventional, non-conforming and jumbo mortgage products. Throughout his two and a half decades in the industry, Ruiz has built a reputation for easy accessibility and strong product knowledge.
“I love getting my clients the best deal possible,” said Ruiz. “My job is to help borrowers choose the best loan program based on their unique needs, goals and financial situations—that includes interest rates, but it also includes much more. If a loan officer is looking strictly at rates, he’s probably doing his borrower a huge disservice. I review each file weekly to stay on top of any changes, because even small changes can impact the rate or terms of a loan. After having closed over 10,000 loans, I’ve learned how to get my clients the best rate possible. Each of my clients benefits from the thousands of others that came before them.”