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Company Offers Online Flood Insurance Shopping

Neptune Flood, a St. Petersburg, Fla.-based fintech firm, has launched Neptuneflood.com, an online resource designed for consumers shopping for flood insurance.

According to the company, homeowners can get quotes and buy policies online in three minutes or less, adding that policy origination has a five-day waiting period and doesn't require a surveyor to visit the property in order to generate an elevation certificate. The company also claims that homeowners can save up to 25 percent off their flood insurance when choosing their insurance instead of the federal government's National Flood Insurance Program.
Neptuneflood.com is licensed to sell flood insurance in 21 states and is planning to add eight more states by the end of the summer.
“We use dozens of data points to assess the risk of flooding,” said Neptune Flooding Chief Executive Officer Jim Albert. “This allows us to give an instant price to homeowners who want to buy flood insurance. Less than 10 percent of American households have flood insurance, when in reality most everyone should. Now homeowners can easily buy coverage online—Life Waterproofed with Neptune.”
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