Skip to main content

MISMO Seeks Input on Expanded JSON Standards Initiative

Mar 26, 2019
Photo credit: Getty Images/scanrall

MISMO is expanding its JavaScript Object Notation (JSON) initiatives. A new group, known as the JSON Development Workgroup, will create guidelines for implementing JSON in both business-to-business and business-to-consumer environments, as well as to develop example JSON reference implementations. MISMO requests that interested parties are welcome to join the new workgroup.
MISMO is expanding its JavaScript Object Notation (JSON) initiatives
“JSON is the technology of choice for mobile devices and lightweight transactions,” said Richard Hill, Executive Vice President of MISMO and Vice President, Industry Technology at the Mortgage Bankers Association (MBA). “Technologists have embraced JSON as a faster means of exchanging smaller pieces of information in innovative new ways to serve the mortgage industry and our customers. As mortgage lenders, software companies and third-party service providers collaborate to provide the ultimate consumer experience. MISMO standards will ensure that everyone is speaking the same language.”
 
JSON is a lightweight language for structuring data that is frequently used to exchange information through application programming interfaces (APIs) and mobile platforms. JSON usage has grown rapidly throughout the mortgage industry as more technology companies leverage APIs to share data. For example, JSON can be used to share information between different systems when lenders order mortgage insurance through an API link between a lender's loan origination system and a third-party provider.
 
This activity builds upon MISMO’s first JSON initiative to develop standards for consumer transactions. With this expanded effort, MISMO hopes to create consistency within the growing number of transactions taking place in JSON format.
 
The MISMO JSON Development Workgroup will be responsible for creating:
 
►MISMO guidelines for naming and structuring information in the JSON format
►Example JSON reference implementations
►Guidelines for maintaining conformance with the MISMO data standard
►Educational materials and guidelines for implementing JSON standards
 
Those interested in participating in this collaborative, industry-wide effort should send an e-mail titled “Join MISMO JSON Group” to [email protected] by April 17, 2019.

 
About the author
Published
Mar 26, 2019
More from
Tech
ServiceLink Enhances Its Digital Closing Solution

EXOS Close allows lenders and borrowers to choose ‘when, where, and how’ they close

May 20, 2025
The Age Of pAIn

How AI is transforming — and disrupting — mortgage lending

May 16, 2025
More AI-Driven Goodies For UWM Brokers

Lending giant’s ‘Mia’ assistant makes and takes calls, tells borrowers when refi makes sense, while ‘LEO’ helps brokers beat competitors’ LEs

May 16, 2025
UWM Sets Goals For Next Three Years, Rolls Out Bevy Of AI-Powered Broker Tools

Lender looking to double its business, increase broker market share to one-third, and more by 2028

May 14, 2025
‘The Hidden $27 Billion Lending Risk’

White paper details how AI is helping expose flaws in home appraisals

May 09, 2025
Sagent Unveils Digital Portal to Streamline Foreclosures And Defaults For Mortgage Servicers 

Fintech that lowers costs for servicers and expedites outcomes for borrowers

May 02, 2025