MAA is the Mortgage Bankers Association’s grassroots lobbying organization representing the entire real estate finance industry. MAA enables industry professionals to quickly and easily speak directly with members of Congress, state legislators and federal regulators about the impact of proposed legislation or regulations on one’s business. The Mortgage List LLC provides one of the industry’s most inclusive directories of all facets of the mortgage industry.Seller/servicers using artificial intelligence in origination or servicing must have formal policies, oversight, and vendor controls in place
Fannie Mae’s artificial intelligence and machine-learning governance requirements take effect Thursday, Aug. 6, giving approved seller/servicers a final deadline to formalize how the technology is used across mortgage origination and servicing.The requirements apply when a s...
Pending sales fell to their lowest level since early April, but lower asking prices and reduced competition give originators more options to structure deals for qualified borrowers
Higher mortgage rates are thinning the purchase pipeline, even as lower asking prices and reduced competition give borrowers still in the market more leverage.Seasonally adjusted U.S. pending home sales totaled 322,739 during the four weeks ending July 26, their lowest level...
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