“The new income limits make the USDA loan an available option for even more homebuyers looking for $0 down payment options,” said Alex Blum, general manager at Mortgage Research Center. “MRC is proud to provide this tool to help educate homebuyers and lenders alike.”One-third of consumers say they would consider switching lenders over older scoring models, making underwriting technology a potential borrower-retention issue
Credit scoring is becoming more than an underwriting decision. It could soon become another reason borrowers shop lenders.One-third of consumers said they would actively seek another mortgage lender if they learned their current lender relied exclusively on older credit-scor...
Prices fell 2.9% in Austin but rose 6.4% in Chicago, showing weak purchase demand is producing local corrections rather than a national one
U.S. home-price growth stalled near 1% for the third consecutive month in July, complicating expectations that slowing inventory gains would push appreciation higher during the second half of the year.Home prices increased 1% from July 2025 but declined 0.5% from June on a n...
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